{"question":"What is our true payroll cost versus the bank statement?","answer":"True payroll cost is €6,930, while the bank statement shows only €3,995 in net salary transfers. The missed amount is €2,935 this month, driven by employer social-security contributions and withheld payroll obligations that do not appear on the bank transfer line.","sources":[{"id":"SRC-REV","title":"Revenue basis","evidence":"€47,200 net revenue, 101.5% goal attainment"},{"id":"SRC-COGS","title":"Purchase basis","evidence":"€1,072 COGS; AI model API is 28.0%"},{"id":"SRC-CASH","title":"Cash basis","evidence":"€79,498 closing cash, 5.2 months runway"},{"id":"SRC-PAY","title":"Payroll control basis","evidence":"€6,930 true cost vs €3,995 bank net"}],"generated_at":"2026-07-27T23:16:00.325Z"}